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Jenelle Ong shares valuable content related to financial planning, client success stories, and tips to help you live a financially secure life. Check out her Instagram gallery below to get inspired.

herelevates

by Jenelle Ong | Community for Women's Growth & Success💪✨ An empowering extension of Journey Beyond Finance, where we support women in their financial journeys and their personal growth. Together, we elevate.

Something’s brewing! 🌸 I’ve been meeting w

Something’s brewing! 🌸

I’ve been meeting with my amazing female clients and friends to share exciting plans for the women’s community launching next year. More catch-ups lined up—it’s starting to feel like project 100! 😄

The journey has just begun, and I’m enjoying every step of it so far. 💪💕

#herelevates #community #journeyingwithjen #womensupportingwomen #empowerment #connection #womeninspiration #journeybegins

🌍 Trending Universities Singaporeans Are Explor

🌍 Trending Universities Singaporeans Are Exploring!

From our local favorites NUS (Ranked 8th Globally) and NTU (Ranked 19th) to international options in the Netherlands, Germany, France, and Japan—find out where Singaporean students are heading next. ✈️🎓

#EducationPlanning #SingaporeParents #TrendingUniversities #StudyAbroad #NUS #NTU #FutureReady #SmartSavings #JourneyingWithJen #JourneyBeyondFinance #HerElevates

It’s true—find what you love, and the universe

It’s true—find what you love, and the universe will connect you with the right people.

I’ve been wanting to try Inside Flow Yoga for months. Through a recommendation, I found @pausyoga —yesterday was my third lesson!

Inside Flow Yoga syncs movements to music, creating a flow that deeply connects with the lyrics. Yesterday’s song was Good Job by Alicia Keys, a tribute to Covid heroes and a reminder to reflect on life’s journey. 💭

Invited Jen along, who started as a client and is now a close friend. Moments like these remind me why I love connecting with women—not just through financial planning, but by building genuine relationships and empowering each other.

Excited for possible collaborations for my women’s community, HerElevates—an extension of Journey Beyond Finance. Stay tuned! ❤️

#InsideFlowYoga #PausYoga #MusicAndMovement #EmpoweredWomen #WomenSupportWomen #MindfulLiving #Inspiration #CommunityBuilding #WellnessJourney #DoWhatYouLove #PositiveConnections #HerElevates #journeybeyondfinance #journeyingwithjen #GrowthMindset #StayTuned

People in their 30s often ask me, 𝐡𝐨𝐰 𝐝𝐨 𝐈 𝐬𝐭𝐚𝐫𝐭 𝐩𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐟𝐨𝐫 𝐦𝐲 𝐫𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭? With CPF Life starting at 65 and the demands of juggling career and kids, delaying might seem easier—but it shouldn’t be!

Retirement planning doesn’t have to be overwhelming. Here are 𝟖 𝐞𝐚𝐬𝐲 𝐬𝐭𝐞𝐩𝐬 to guide you:

1️⃣ Set your retirement age 🎯 2️⃣ Estimate how long you’ll need your funds 3️⃣ Decide on the lifestyle you want 🌟 4️⃣ Check your savings progress 💼 5️⃣ Plan for inflation 6️⃣ Identify any shortfalls 7️⃣ Understand tax impacts 💡 8️⃣ Review and adjust regularly

If this is something you’ve been procrastinating on, 𝒍𝒆𝒕’𝒔 𝒄𝒉𝒂𝒕. 💬

#RetirementPlanning #StepByStep #FinancialConfidence #JourneyBeyondFinance #PlanForTheFuture #JourneyingWithJen

Wishing everyone a beautiful Diwali filled with wa

Wishing everyone a beautiful Diwali filled with warmth, joy, and endless blessings!

May this festival of lights brighten your life and bring happiness to you and your loved ones 💕

Happy Diwali! 🪔

#Diwali #FestivalOfLights #HappyDiwali #journeyingwithjen

📉 𝐈𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 𝐜𝐚

📉 𝐈𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 𝐜𝐚𝐧 𝐛𝐞 𝐜𝐡𝐚𝐥𝐥𝐞𝐧𝐠𝐢𝐧𝐠 𝐰𝐡𝐞𝐧 𝐞𝐦𝐨𝐭𝐢𝐨𝐧𝐬 𝐭𝐚𝐤𝐞 𝐭𝐡𝐞 𝐥𝐞𝐚𝐝.. 📈

The latest insights from The Straits Times reveal how fear and greed often push us into hasty investment choices. Even experts struggle with market timing, and the founder of Syfe echoed the same voice 😄

💭 𝐑𝐞𝐟𝐥𝐞𝐜𝐭𝐢𝐨𝐧: Inflation is very real, and it’s silently eroding purchasing power every day. Are you still procrastinating on growing your money just to keep up with inflation?

Everyone knows the principle of keeping emotions out of investing, but in practice, it’s far more challenging. Past market losses can make many overly cautious, even paralyzed—missing opportunities for growth due to fear of further losses. This hesitation ultimately leads to missed growth potential, impacting long-term financial outcomes.

✨ 𝐖𝐚𝐧𝐭 𝐭𝐨 𝐝𝐢𝐬𝐜𝐨𝐯𝐞𝐫 𝐚 𝐫𝐮𝐥𝐞𝐬-𝐛𝐚𝐬𝐞𝐝 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐲 𝐭𝐨 𝐞𝐥𝐢𝐦𝐢𝐧𝐚𝐭𝐞 𝐞𝐦𝐨𝐭𝐢𝐨𝐧𝐚𝐥 𝐫𝐢𝐬𝐤? DM me to learn how I help my clients get started on a stable, growth-focused path.

No matter where you invest, the biggest success lies in maintaining a disciplined, diversified approach. Embrace both the ups and downs of the market, stay focused on your financial goals, and avoid being swayed by short-term emotions.

#InvestmentTips #FinancialConfidence #StayInvested #BeatInflation #SmartInvesting #JourneyBeyondFinance #InvestWithDiscipline #FinancialWellbeing #journeyingwithjen

It’s about using a small portion of your money w

It’s about using a small portion of your money wisely, making it work more efficiently. Whether you’re managing family risks with insurance or growing wealth through investments, would you rather have S$1 remain S$1 (or even less with inflation) or have that S$1 provide S$5 worth of value?

𝐖𝐡𝐢𝐜𝐡 𝐜𝐡𝐨𝐢𝐜𝐞 𝐰𝐢𝐥𝐥 𝐲𝐨𝐮 𝐦𝐚𝐤𝐞? 😉

#InsuranceLeverage #InvestmentCompounds #ChoiceIsYours #FinancialPlanning #SmartMoneyMoves #MaximizeYourMoney #FinancialSecurity #LongTermSuccess #PlanAhead #GrowYourWealth #SecureYourFuture #ProtectYourFamily #JourneyingWithJen #JourneyBeyondFinance

Yes, haha, I’ve started out this career with lot

Yes, haha, I’ve started out this career with lots of cold calls—door knocking, street surveys, and roadshows. Over the years, there have definitely been ups and downs, with great and not-so-good clients. I am always grateful for those who’ve grown to trust me and made me their trusted advisor for years to come, turning from clients to friends. Catching up each year, not just for reviews, but on life.

𝐈𝐟 𝐲𝐨𝐮’𝐫𝐞 𝐥𝐢𝐤𝐞 𝐄𝐯𝐚, 𝐚𝐧𝐝 𝐰𝐚𝐧𝐭 𝐭𝐨 𝐟𝐞𝐞𝐥 𝐚𝐬𝐬𝐮𝐫𝐞𝐝 𝐚𝐧𝐝 𝐜𝐨𝐧𝐟𝐢𝐝𝐞𝐧𝐭 in your financial planning, let’s chat! 💬

#FinancialConfidence #TrustedAdvisor #ClientToFriend #JourneyBeyondFinance #FinancialPlanning #LongTermSuccess #ClientRelationships #PlanForTheFuture #JourneyingWithJen

Have you heard the news? MediShield Life is set t

Have you heard the news? MediShield Life is set to offer higher coverage from April 2025, which means better support for B2 and C wards in government hospitals. This is great for seniors with little or no insurance.

But here’s the key question: 𝐃𝐨 𝐲𝐨𝐮 𝐰𝐚𝐧𝐭 𝐭𝐨 𝐡𝐚𝐯𝐞 𝐚 𝐜𝐡𝐨𝐢𝐜𝐞?
 If you prefer higher wards like B1, A, or even private hospitals, an Integrated Shield Plan (IP) might still be necessary to cover the additional costs.

As premiums increase with age, 𝐡𝐨𝐰 𝐝𝐨 𝐲𝐨𝐮 𝐩𝐥𝐚𝐧 to continue paying for your medical coverage in the long run, without affecting your retirement lifestyle?

𝐁𝐚𝐥𝐚𝐧𝐜𝐢𝐧𝐠 𝐡𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞 𝐜𝐨𝐬𝐭𝐬 𝐰𝐢𝐭𝐡 𝐫𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 could be easier with the right strategy in place. 
If this is something you have been pondering, 𝒍𝒆𝒕’𝒔 𝒄𝒉𝒂𝒕. 💬 
#HealthcarePlanning #MedicalCoverage #IntegratedShieldPlan #FinancialConfidence #RetirementStrategy #RetirementLifestyle #PlanForTheFuture #JourneyBeyondFinance #JourneyingWithJen

𝐄𝐯𝐞𝐫 𝐟𝐞𝐞𝐥 𝐥𝐢𝐤𝐞

𝐄𝐯𝐞𝐫 𝐟𝐞𝐞𝐥 𝐥𝐢𝐤𝐞 𝐭𝐡𝐞 𝐥𝐢𝐧𝐞𝐬 𝐛𝐞𝐭𝐰𝐞𝐞𝐧 𝐲𝐨𝐮𝐫 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐚𝐧𝐝 𝐩𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐟𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐚𝐫𝐞 𝐠𝐞𝐭𝐭𝐢𝐧𝐠 𝐛𝐥𝐮𝐫𝐫𝐲?
 It’s a common situation for many business owners, but gaining financial clarity is easier than you think.

By taking a few key steps, you can protect both your business and your family’s financial future.

1️⃣ 𝑺𝒆𝒑𝒂𝒓𝒂𝒕𝒆 𝑩𝒖𝒔𝒊𝒏𝒆𝒔𝒔 𝒂𝒏𝒅 𝑷𝒆𝒓𝒔𝒐𝒏𝒂𝒍 𝑭𝒊𝒏𝒂𝒏𝒄𝒆𝒔 Mixing business and personal finances might seem convenient, but it can put your family at risk. If business liabilities spill over, personal assets like your home or savings may be jeopardized. Keeping them separate gives you a clearer picture of your business’s health while safeguarding your family’s financial future. 𝑻𝒊𝒑: Open a dedicated business bank account to simplify finances and protect personal assets.

2️⃣ 𝑪𝒓𝒆𝒂𝒕𝒆 𝒂 𝑩𝒖𝒔𝒊𝒏𝒆𝒔𝒔 𝑬𝒎𝒆𝒓𝒈𝒆𝒏𝒄𝒚 𝑭𝒖𝒏𝒅 Just like your personal finances, your business needs a safety net. Setting aside 3-6 months of operating expenses ensures you can handle unexpected downturns or opportunities without dipping into family resources. 𝑻𝒊𝒑: Set up automatic transfers into a business savings account to build your emergency fund consistently.

3️⃣ 𝑹𝒆𝒗𝒊𝒆𝒘 𝑩𝒖𝒔𝒊𝒏𝒆𝒔𝒔 𝒂𝒏𝒅 𝑷𝒆𝒓𝒔𝒐𝒏𝒂𝒍 𝑰𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆 𝑪𝒐𝒗𝒆𝒓𝒂𝒈𝒆 It’s easy to overlook gaps in your insurance that could leave your business or family vulnerable. Make sure you’re covered with key-man insurance, liability protection, and personal insurance that adapts to your business growth. 𝑻𝒊𝒑: Conduct an annual review with a financial advisor to ensure full protection for your business and family.

If this sounds like something you’ve been thinking about, let’s chat. 💬

#FinancialConfidence #BusinessOwners #FinancialClarity #JourneyBeyondFinance #EntrepreneurLife #BusinessTips #FinancialPlanning #BusinessProtection #JourneyingWithJen

𝐈𝐭’𝐬 𝐠𝐞𝐭𝐭𝐢𝐧𝐠 𝐫𝐞𝐚𝐥 𝐚𝐬 𝐒𝐢𝐧𝐠𝐚𝐩𝐨𝐫𝐞 𝐟𝐚𝐜𝐞𝐬 𝐚𝐧 𝐚𝐠𝐢𝐧𝐠 𝐩𝐨𝐩𝐮𝐥𝐚𝐭𝐢𝐨𝐧.

Have you ever wondered, “𝐖𝐡𝐨 𝐰𝐢𝐥𝐥 𝐭𝐚𝐤𝐞 𝐜𝐚𝐫𝐞 𝐨𝐟 𝐦𝐞 𝐢𝐟 𝐬𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐮𝐧𝐞𝐱𝐩𝐞𝐜𝐭𝐞𝐝 𝐡𝐚𝐩𝐩𝐞𝐧𝐬?”
Many of us feel this way as we approach retirement. It’s a reminder that planning ahead isn’t just important—it’s essential.

𝐘𝐨𝐮 𝐜𝐚𝐧’𝐭 𝐩𝐫𝐞𝐝𝐢𝐜𝐭 𝐞𝐯𝐞𝐫𝐲𝐭𝐡𝐢𝐧𝐠, 𝐛𝐮𝐭 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐛𝐞 𝐩𝐫𝐞𝐩𝐚𝐫𝐞𝐝.
By putting a plan in place now, you’re making sure your future self is supported—financially, emotionally, and medically. That means less stress and more peace of mind when you need it most.

𝐇𝐚𝐯𝐞 𝐲𝐨𝐮 𝐭𝐡𝐨𝐮𝐠𝐡𝐭 𝐚𝐛𝐨𝐮𝐭 𝐲𝐨𝐮𝐫 𝐬𝐮𝐩𝐩𝐨𝐫𝐭 𝐧𝐞𝐭𝐰𝐨𝐫𝐤?
Choosing a trusted support network, whether a friend, family member, or professional, means 𝐬𝐞𝐜𝐮𝐫𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐟𝐮𝐭𝐮𝐫𝐞. As the article says,
“𝐀𝐭 𝐚 𝐦𝐢𝐧𝐢𝐦𝐮𝐦, 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 𝐚 𝐛𝐚𝐬𝐢𝐜 𝐞𝐬𝐭𝐚𝐭𝐞 𝐩𝐥𝐚𝐧 𝐭𝐡𝐚𝐭 𝐢𝐧𝐜𝐥𝐮𝐝𝐞𝐬 𝐚𝐝𝐯𝐚𝐧𝐜𝐞 𝐝𝐢𝐫𝐞𝐜𝐭𝐢𝐯𝐞𝐬 𝐚𝐛𝐨𝐮𝐭 𝐦𝐞𝐝𝐢𝐜𝐚𝐥 𝐭𝐫𝐞𝐚𝐭𝐦𝐞𝐧𝐭 𝐚𝐧𝐝 𝐞𝐧𝐝-𝐨𝐟-𝐥𝐢𝐟𝐞 𝐜𝐚𝐫𝐞.”

It’s also worth rethinking your living arrangements. 𝐀𝐫𝐞 𝐲𝐨𝐮 𝐢𝐧 𝐚 𝐬𝐩𝐚𝐜𝐞 𝐰𝐡𝐞𝐫𝐞 𝐲𝐨𝐮’𝐥𝐥 𝐟𝐞𝐞𝐥 𝐬𝐮𝐩𝐩𝐨𝐫𝐭𝐞𝐝 𝐚𝐬 𝐲𝐨𝐮 𝐚𝐠𝐞? Finding a community where people truly look out for one another could change everything—reducing isolation and offering practical support.

𝐈𝐦𝐚𝐠𝐢𝐧𝐞 𝐭𝐡𝐢𝐬:
All the tough decisions about your care and finances are already taken care of. You know that everything is in place. 𝐃𝐨𝐞𝐬𝐧’𝐭 𝐭𝐡𝐚𝐭 𝐟𝐞𝐞𝐥 𝐥𝐢𝐤𝐞 𝐩𝐞𝐚𝐜𝐞 𝐨𝐟 𝐦𝐢𝐧𝐝?

𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐟𝐨𝐫 𝐲𝐨𝐮𝐫 𝐟𝐮𝐭𝐮𝐫𝐞 𝐝𝐨𝐞𝐬𝐧’𝐭 𝐡𝐚𝐯𝐞 𝐭𝐨 𝐛𝐞 𝐡𝐚𝐫𝐝. It’s about taking that first little step—whether that’s starting the conversation, asking questions, or just reaching out. 𝐒𝐦𝐚𝐥𝐥 𝐬𝐭𝐞𝐩𝐬 𝐥𝐞𝐚𝐝 𝐭𝐨 𝐛𝐢𝐠 𝐜𝐡𝐚𝐧𝐠𝐞𝐬, 𝐚𝐧𝐝 𝐭𝐡𝐞 𝐩𝐞𝐚𝐜𝐞 𝐨𝐟 𝐦𝐢𝐧𝐝 𝐲𝐨𝐮’𝐫𝐞 𝐥𝐨𝐨𝐤𝐢𝐧𝐠 𝐟𝐨𝐫 𝐢𝐬 𝐜𝐥𝐨𝐬𝐞𝐫 𝐭𝐡𝐚𝐧 𝐲𝐨𝐮 𝐭𝐡𝐢𝐧𝐤.😉

#RetirementReality #SecureYourFuture #SelfEmpowerment #FutureReady #PlanAheadLiveFully #PeaceOfMindMatters #AgingGracefully #SupportNetwork #LiveWithConfidence #FinancialFreedom

Are you waiting for the perfect time? The truth

Are you waiting for the perfect time?

The truth is, there’s never a “perfect” time. The right moment is when you take that first step.

Once you start, you’ll realize that’s all you needed.

Whether it’s becoming the best version of yourself or building your dream life, the only thing holding you back is you. Your circumstances won’t change until you take action.

If you could fast forward 5 or 10 years and see yourself living your dream, would you still let hesitation hold you back?

I’m taking small steps every day toward financial confidence and on the journey of my own life works. It doesn’t matter if progress is slow—what matters is that you start. 💪

Have a fruitful week ahead!

#ProgressOverPerfection #FinancialConfidence #LifeWorks #StartNow #EmpoweredLiving #YourBestSelf #MindfulLiving #PersonalGrowth #LifeGoals #DreamBigLiveBigger #InvestInYourself

Are you a parent with young kids, balancing high c

Are you a parent with young kids, balancing high commitments and wondering if it’s still possible to plan for your own financial security?

It’s easy to put your future on hold, but with the right guidance and clarity, you can achieve balance without sacrificing one for the other. You deserve to secure your future while caring for your family.

I’m here to tell you that it’s all possible 😊

If her story resonates with you and thinking how to get started, let’s chat.

Check out the related article in the link in bio!

#journeybeyondfinance #journeyingwithjen #FinancialConfidence #ClarityAndConfidence #EmpowerYourJourney

Comrades from different insurers coming together a

Comrades from different insurers coming together as one, supporting each other in our journeys and witnessing each other’s growth in the days ahead. A special shoutout to Ronald, who’s always so generous with his knowledge and hospitality, and for taking time out of his busy schedule to mentor us. It means a lot to us ❤️

Regardless of the roles we have to play in life, it’s always nice to have a community supporting and growing with you.

Let’s keep progressing and celebrating, no matter how small the wins are.

#Mompreneurship #CommunityOfGrowth #GrowingTogether #CelebrateEveryWin #ProgressMatters #SharingKnowledge #InspiringOneAnother #GratefulForMentorship #journeyingwithjen #journeybeyondfinance

Wishing you a bright and joyful Mid-Autumn Festiva

Wishing you a bright and joyful Mid-Autumn Festival!

As we celebrate under the full moon, may your financial journey be as clear and fulfilling as the lanterns that light the night. 🌕✨

Here’s to abundance, success, and continued prosperity in all that you do!

#MidAutumnFestival #FinancialConfidence #ProsperityAndGrowth #ClientAppreciation #MooncakeSeason #JourneyingWithJen

Feel so loved, waking up from my minor day surgery

Feel so loved, waking up from my minor day surgery and seeing my two greatest supporters—my dear sister and husband—but forgot to take a photo together… still drowsy from the anesthesia 😅 Thank you for being in my life…❤️ is everything.

Bill in a private hospital is no joke, haha, but it really does give you peace of mind to get the necessary treatment when you need it most.

And yes, I’m also a consumer of my own service 😆

#GratefulHeart #FamilySupport #PeaceOfMind #MinorSurgery #FeelingLoved #AllGood

Lately, I’ve had clients asking me about the rec

Lately, I’ve had clients asking me about the recent news on the premium increase in Integrated Shield Plans. I’ve put together this video to explain some of the reasons behind the rising premiums, how it affects you, the use of shield riders, and how to ensure your plan still fits your needs.

Still unsure or need help navigating these changes? Let’s chat! 💬

Do check out the related articles I’ve written—link’s in my bio!

#IntegratedShieldPlan #Singapore #HealthInsurance #JourneyBeyondFinance #journeyingwithjen #Transform#FinancialConcerns #FinancialConfidence

Whether it’s about balancing career, family, or

Whether it’s about balancing career, family, or finances, the hardest part is always taking that first step toward your goals. Once you do, the discipline to follow through will lead you to financial confidence and freedom.

I’m Jenelle, founder of Journey Beyond Finance, and I’m here to help you turn your financial concerns into confidence.

Are you ready to make those dreams come true? 💫 Vote below! 👇

#FinancialConfidence
#CourageToStart
#FinancialDiscipline
#RetirementPlanning
#journeybeyondfinance
#JourneyingWithJen
#FinancialFreedom
#ClarityContinuityConfidence

“We’ve met many financial advisors, but none l

“We’ve met many financial advisors, but none like Jenelle. Her knowledge and prompt responses make us feel secure in our investments. Thank you, Jenelle, for guiding us and ensuring our future is in good hands.”

Working with Mr & Mrs Ng, who’ve dedicated years to their stall, was truly rewarding. We put together a plan that gives them peace of mind and confidence for the future.

If you’re self-employed and thinking about retirement, let’s chat. Securing your retirement, one step at a time.

Check out related article in Link In Bio!

#JourneyBeyondFinance #journeyingwithjen #RetirementPlanningSG #SelfEmployed #FinancialConfidence

Does this news make you consider having more babie

Does this news make you consider having more babies? 🍼

From the recent National Day Rally! Starting April 2026, parents in Singapore will get an additional 10 weeks of shared leave, bringing total paid leave to 7.5 months! 👶✨

#SingaporeParenting #FamilyFinance #JourneyBeyondFinance
#JourneyingWithJen #NDR2024

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